CCJ Loans

CCJ Loans to get through the tricky times

  • Speedy loan judgment
  • No obligation of the guarantor
  • No collateral demand
  • Flexible repayments
  • Customised deals

CCJ loans with no guarantor by direct lender

A County Court Judgment is a concerning financial incident in your life. If you do not handle it on time, it can disturb your financial and personal life completely. It is at this time that you need financial support the most. Mainstream lenders have strict rules, and they may not consider your loan request.

On the contrary, direct lenders provide CCJ loans that let you borrow money as per your repayment capacity. These loans do not need any guarantor. The loans are given as per individual financial conditions. Hence, your loan interest rate and repayment plans work according to your current financial situation.

In County Court Judgment, you will have to pay back the money that is due to you. You also have personal expenses that are difficult to pay due to unstable financial conditions. Considering all these situations, CCJ loan with no guarantor by direct lender can be a good option for you.

As a direct lender, Loansevents has provided short-term loans in the UK for many years. We have provided emergency funds to many CCJ recipients. Are you looking for such support? Apply now and get an affordable deal for yourself.

10K Loan Highlights

  • Interest rate starts from 6.5% APR
  • Tenure 2 years to 7 years
  • Collateral as option not compulsion
  • Bad credit loans are available

What are CCJ loans?

CCJ loans are short term loans you can get if you receive a county court judgment due to unpaid obligations. This causes a poor or very poor credit score. When court gives the judgment against you, you will have to pay off all the obligations. For this, sufficient money is vital.

Due to lack of money your personal expenses become difficult to manage. To get out of this situation, you may need additional funds apart from your income. Mainstream lenders do not approve funds considering the risk of CCJ. However, direct lenders provide loans with CCJ and no guarantor and offer dependable money support.

The interest rate of these loans is high due to poor or weaker creditworthiness. CCJ brings your personal finances into a crucial situation, but CCJ loans help you overcome the trouble. In other words, the loans work as a last-minute saviour for you.

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What are the benefits of CCJ loans by direct lenders?

Let us know some benefits of CCJ loans from a direct lender in the UK. After all, this financial solution helps you when you do not have any other help available.

  • Straightforward online process - When you apply for a loan, everything from application to receipt of funds takes place through a straightforward online process. It makes document verification quick, and at the same time, maintains transparency.
  • Get instant funds - The fund disbursement in bad credit CCJ loans is quick. As soon as you get the approval, we deposit the money in your bank account. Sometimes, we transfer the funds within just 1 hour.
  • Choose from loan options - Do you know that CCJ loans come with various options? These include instant payday term loans, personal loans, short-term loans, etc. You can avail of any loan option as per your financial condition and creditworthiness.
  • Overcome the poor credit situation - Loans for CCJ and bad credit help you improve your financial condition very easily. You can pay your expenses and can take decisions for yourself with more liberty.

What is required to have approval on bad credit CCJ loans?

There are no complicated conditions, and you can fulfil them conveniently. Let us know about the factors that help you in getting a loan.

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Document of paid obligations

In CCJ, the court provides you some options to pay off your loans. As you pay them off, you are provided a legal document for it that you need to show at the time of loan application.

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Regular income is vital

If you have a regular income, you can avail of CCJ loans with no guarantor. A major part of your income is going to pay off the debts completely. You may have to compromise on the loan amount and interest rate.

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Improved recent finances

You can improve the situation of debt trap gradually by paying your pending debts on time. Whenever you apply for a CCJ loan, ensure that you show improvement in your financial record over the past 6 months.

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Additional earnings will be great

A regular income can help you get bad credit loans for CCJ. However, due to multiple obligations, you should consider the option of adding an earning source.

What court actions do CCJ Loans protect you against?

Another name of a CCJ loan is a lifesaver because it helps you in such crucial conditions when no other way out is available. Courts are very strict about their procedures.

In such a situation, if you do not have money, you can get into even bigger problems. Below are some court actions against which a CCJ loan protects you.

  • Order of deduction from earnings - Failure to pay the debt may result in the court ordering a deduction of a certain amount from your current earnings. In such a situation, your budget and essential expenses will be disturbed. Loans with CCJ from a direct lender help you build your financial balance.
  • Freeze your bank account - If the court wants, it can freeze your bank account. In that case, you can neither withdraw the money lying in your account nor use it for any online transaction. You can easily avoid any such order from the court by managing your expenses through a loan.
  • Order you to appear in court - The Court can ask you to come and answer questions about your earnings, employment status, property, etc. Still, CCJ loans can save you from this hectic situation too. With the money borrowed, manage expenses and achieve mental peace.

FAQ's

Can I get a loan with a CCJ despite adverse credit scores?

What is the eligibility criterion for bad credit loans for CCJ?

How long does it take to get funds through CCJ loans?

Can I get payday loans with CCJ?

What if I skip an instalment?