Guaranteed Loans

Worrying about poor credit? Avail of guaranteed acceptance loans now...

  • Soft credit check
  • Loans on low-income
  • Instant loan decision
  • Secured & Unsecured loans
  • No upfront fees

Guaranteed loans for bad credit on instant decision in the UK

Are you facing critical financial consequences due to a lower credit profile? Are mainstream lenders not interested in assigning you a loan? If yes, then you need a proper solution that may come through guaranteed loans for bad credit from a direct lender.

The ‘Guaranteed’ word may create a lot of expectations in your mind because your poor credit will only harm your chances. Still, as a responsible loan provider, we want to assure you that this is not the type of loan but a facility to give much-needed financial comfort.

At LoansEvents, you get what you deserve, i.e. a second chance to come out from your less-than-perfect credit score. How will it be possible? Our practical and positive lending approach will prove this a reality for you.

Show us your repayment capacity and get our nod on guaranteed approval loans for poor credit. What do you get here different from other direct lenders in the UK?

Our loans include features like:-

  • You apply online, which means the chance of early approval is always there;
  • We can trust your repayment ability, and therefore, no co-signer is needed;
  • You know your affordability and prospects are there for credit score improvement;
  • Surprises are not part of our lending policy, so do not worry about any additional charges;
  • Our interest rates are always competitive as compared to the market
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What are guaranteed loans?

Guaranteed acceptance loans are those personal loans where approval is there for the aspirants irrespective of their credit scores. Still, you should understand the concept of ‘guaranteed approval’. Here, the guarantee needs to come from the borrowers, not the lenders.

The loan aspirants should support their loan applications with a guarantee. How can you do that? You can guarantee your loan in three ways, which include:

  • Collateral: If you have an asset to secure your loan amount, why not use it to get a loan on full acceptance?
  • Guarantor: If you lack the collateral part but have a reliable person ready to be your guarantor, then approval will be there for you.
  • Stable income: If you need a small amount and do not want to put assets at risk or no guarantor is there, then this will be your way to get 100% guaranteed approval loans from a direct lender.

Our loan experts have further classified these loans according to the above-mentioned ways of loan acceptance. Let’s look:-

Types of Bad Credit Personal Loans on Guaranteed Approval

Secured Loans

These are among the best options to seek guaranteed approval. You are required to put a personal asset like a home, vehicle or any tangible asset to secure the loan amount.

  • Lower interest rates
  • Higher loan amount
  • Ideal for considerable financial goals
Unsecured Loans

These are comparatively smaller loans available for a small amount. Securing the loan is not needed and can keep your assets safe.

Sometimes, no guarantor is required to support your loan request.

  • Higher interest rates
  • Easy and instant approval
  • A perfect option for a financial emergency

How advantageous are guaranteed bad credit loans?

When loans come on a guaranteed basis, you will anticipate plenty of advantages to favour you. We will surely back you on this by providing loans with multiple benefits, which we have mentioned below for you.

  • No upfront fees

    Once you come here, we will assure you with guaranteed bad credit loans with no fees. Yes, you will have to pay the interest rates or any other fee, which has been mentioned in the initial loan quote. It will remain throughout the loan term.

  • Affordable loan instalments

    Since no extra fee is included, our loans prove pocket-friendly for everyone. We give you a chance to select weekly or monthly loan instalments so that you can repay without any miss or delay the payment. It will improve your credit score too.

  • Safe and secure loans

    With facilities like guaranteed unsecured loans for bad credit with no fees, you can feel relaxed while managing the loan. Your asset is secure, and so does your personal details. The loan process will remain between both of us with no broker’s involvement.

  • Loans on benefits

    We are flexible with our lending policies and can accept unemployment benefits or any other types of benefits to grant you loan approval. A sufficient amount can be borrowed as we start with a £1000 loan on benefits as being a direct lender.

  • Loans for any purpose

    These loans surely fulfil the purposes of your personal finance. Moreover, we do not restrict you to use the loan amount for your business purposes as well. Indeed, we can arrange a guaranteed approval on your business loan application based on your affordability.

Tips for direct lender bad credit loans on guaranteed approval

Aspiring for guaranteed approval on loans is nothing wrong. Still, it may not be a smooth journey. You need to make efforts from your end to make it possible for you, as no lender can guarantee a loan.

First, decide whether you need a small loan or for a longer duration. Therefore, analysing your current financial situation and then determining the borrowing amount is extremely crucial.

Our experts at LoansEvents have recommended some tips for you here:

Bad credit short-term loans on guaranteed approval

If you are facing a financial emergency and your savings are already exhausted, then these short-term loans will be the right funding product for you.

You will get the following benefits of them:

  • No paperwork will be needed then, as you need only a small amount
  • Approval can come within a few hours of the loan application being accepted
  • Loans are away from the need for collateral or guarantor

Bad credit long-term loans on guaranteed approval

These long-term loans are perfect for accomplishing larger needs. These can be like buying a car, home improvement, starting a business or purchasing a heavy gadget.

You will get the following benefits of them:

  • You get the larger amount for a longer duration, making it easier to handle loan instalments
  • Your credit score will remain secure as there is a guarantee of loan repayment from either collateral or guarantor
  • With this option, the lender can guarantee the loan for you

When should I go for high-acceptance loans with bad credit?

Timing to apply for a loan is vital to seek bad credit loans from a direct lender on guaranteed approval. These are not like credit cards that you can use anytime. This must be your last option or savings are not there in your bank account.

There are some particular circumstances when you can look for high-acceptance loans from your lender. For instance:

  • It is not always possible to have a trouble-free financial life, as surprises will be there. There may be a medical emergency, or you have received a bill to pay urgently. During such situations, you should look for loans with 100% acceptance.
  • You can go for loans for planned expenses as well. For example, you are going to book your dream car but lack enough funds to pay the booking amount. By picking a small loan, you can book your car and repay the loan money conveniently later.
  • You aspire for guaranteed loans for horrible credit situation. Therefore, your goal should also be to look for credit score enhancement. For this purpose, you can go for another loan and timely repay it to improve your record.

Can I expect guaranteed loan approval with no credit check?

Your aspirations will get a boost by seeing soft credit checks as the facility provided at LoansEvents. It is obvious, but those aspirations should not go beyond that. It means you should not expect guaranteed loan approval with no credit check.

There has to be a credit assessment by the lender to grant an affordable loan deal. It includes a clear perusal of your financial capacity and then decides on a loan amount which is under your affordability.

Does it mean an impossibility of no credit check loans on guaranteed approval from a direct lender? Yes, indeed. However, we are responsibly saying that there can be a chance to get a loan without a credit check. It will be situational, like:

  • You are asking for only an affordable amount, manageable from your monthly income
  • Your recent performance in paying all bills on time is good
  • You are not in any debt, making it easier for you to handle a loan
  • You require a small-duration loan for which we may offer guaranteed payday loans

Choose LoansEvents for guaranteed loans with no guarantor

Different loan providers can make promises, but they are not sure about their implementation. With us, you can get the guarantee of the loan approval if you prove your affordability. We are indeed the right platform when someone wants loans for bad credit with no guarantor from a direct lender.

We trust your repayment ability and can eliminate the need for a guarantor to back your loan application. It is effective for you, as it will save time and money. We generate confidence among our clients with these qualities:

100% Transparency

We demand what we offer to you. Everything will be cleared between both of us before the final loan agreement.

24/7 Assistance

Our vast online presence makes it possible for you to avail of our loans anytime. You will receive a rapid response from us.

Any credit score is accepted

Our lending is for any credit score. It means you can even get very bad credit loans with no guarantor from a direct lender.

FAQ's

What is the cost of getting guaranteed loans for bad credit?

Can guaranteed bad credit loans damage my credit score further?

What eligibility criteria to fulfil to get a guaranteed loan?

Are there any alternatives to guaranteed approval loans?

What is the maximum high acceptance loan amount limit?